Will Fire Insurance Take Care of Property Damage?
You may find the amount first offered to you by an insurance company is not enough to cover the damages and expenses resulting from a fire. Fortunately, SSMS property damage lawyers are available to negotiate with insurance adjusters to ensure you receive a fair offer that fully compensates you for your fire-related damages and expenses.
Depending on where you live, your insurance company may be prohibited from dropping you from your coverage due to the high risk of wildfire, according to a new California state fire insurance policy.
Who Is Liable in a Fire Case?
Since there are a number of different ways a fire can begin, many parties may be held accountable in a fire case. Wildfire liability can lie in a variety of places, depending on the exact circumstance. Fire lawyers know that all wildfire lawsuits have their own unique circumstances. A utility company might have negligently maintained their equipment, causing their power lines to spark or ignite surrounding vegetation. A defective smoke detector, or no smoke detector at all, might have prevented a victim from extinguishing a fire in time to prevent injuries and property damage. A contractor may have failed to wire a property “to code,” causing a fire to start from old materials in the walls. Or a landlord may have allowed dangerous conditions to exist on a property that eventually caused a fire to start.
SSMS property loss attorneys will examine every detail of your case to pinpoint how the fire started and who may have contributed to it. We will use our experience and knowledge of litigating fire cases to hold the responsible parties accountable, and we will offer you insurance claim assistance to deal with bad faith insurers and legitimate claims that are denied.
Wildfire Litigation Against Utility Companies
To prevent dangerous wildfires, California utility companies have the legal duty to take certain safety precautions. Removing trees that may fall onto power lines and start a fire, separating power transmission lines to avoid arcing electrical currents, and forbidding maintenance personnel from smoking on the job are a few examples of these safety precautions.
When California utility companies breach their duty to take the proper steps necessary to reduce the risk of wildfires, injuries, home and business loss, and wrongful death may all occur. If you have been negatively impacted by a California wildfire caused by a utility company, our firm can help you recover compensation for your damages.